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WARNING: Lottery scam making the rounds

Gigantic jackpots. Powerball payouts. Hitting it big is every players' dream, but getting caught up in a lottery scam can be a nightmare.
We have a warning us about such a scam making the rounds.

One viewer let us know about a letter they received through the mail telling them they may have won some money.

They thought it was a scam, and asked us to check it out for them.
Monty and Donella Ray received a letter from De-Lotto North American Sweepstakes Lottery saying they were among 32 lucky winners entitled to $150,000.

All they had to do was take the enclosed -- and very real looking -- $2,800 check, deposit it and wire $1,800 to cover taxes on the big prize.

"They're getting better, and better, and better at how they, you know, project themselves on these things. So people need to be on the lookout for this stuff," says Monty Ray.

Despite the initial thrill of a possible payout, Monty smelled something fishy.

"And then of course you read it, and it's like that doesn't look so good even though the check looks really, really legit. You know, could this possibly be something. But then there's a question. There's always that question," continues Ray.

We looked into scam.
The Federal Trade Commission website -- consumer.ftc.gov -- says lookout.

Monty's letter was postmarked from Canada, and if you play a foreign lottery -- through the mail or over the telephone -- you're violating federal law.

And that check? It's not real. You'll be on the hook for the money you wired for those alleged "taxes".

"They catch elderly people, and people that are just really, really desperate I guess. And you know these all come out in like a blanket. I'm sure I'm not the first one or the only one who got this," says Monty.

Remember, if you think it's too good to be true -- it probably is. You're best bet is to use your common sense, and if you have any questions you can check out the government website.