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CONSUMER ALERT: Obamacare scams

Updated: Thursday, October 24 2013, 08:54 AM CDT
Scammers are using the Affordable Care Act, otherwise known as Obamacare, to target senior citizens.

What do you do if you have insurance through your job? What if you're on Medicare?
   
There are so many questions about the Affordable Care Act and scammers are using confusion to get your personal information.

"It's just overwhelming some days."
Alice Caruso is on Medicare and says Affordable Care Act can be confusing and she's not alone.
   
More than 60 percent of Americans say they don't know  what it means for them.

Alice and her friend Jenny take Tai Chi class at Bayview Senior Citizens Center.
They research the Affordable Care Act and make sure they stay informed.

"She takes in a lot of it and we discuss it."
Still, she admits -  "Well, it is confusing."
Scammers are using that confusion to target senior citizens with a new twist on an old scam.

"It doesn't surprise me but it does anger me that people would take advantage of situations like this."

Scammers will call, pretending to be with the government and telling seniors they need to re-register or re-apply for their Medicare benefits.
   
The Better Business Bureau put out a warning that scammers are telling senior citizens they need to verify personal information for new insurance cards.
   
But there are no cards.
 Still. seniors are being conned out of their social security numbers, ID information, checking account numbers and credit cards numbers.

"That's gonna affect a lot of senior citizens in this country."

Here's what you need to know:
One, the Affordable Care Act does not affect Medicare or change Medicare benefits.
And two, the government primarily contacts people through the mail, so if you receive a phone call from someone claiming to be with the government.
"Hang up." I don't talk, I just hang up."

The official government website is healthcare.gov, if you have questions about the Affordable Care Act,
   
CONSUMER ALERT: Obamacare scams


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